Friday, August 21, 2009

Removal of Late Payment from a Credit Report

Did you go through your credit report? If you have not gone through it, then it's my request to you go through it. I am sure you are going to find some errors related to late payment which was not late, or may be you have already paid it. If you have already paid the late payment then make sure that you get it in writing, so that you can avoid these small errors in the future.

Do you know how can you remove these late payments from your credit report?

You have not paid for 30-90 days, and then you will charge for late payment in your credit report. This is shown in your credit report to reflect your credit personality. If you want to remove this then you need to put some effort but its not really hard. The first thing which you need to do is to give a call to the lender and give an explanation of your situation. Ask them to remove it from your credit report.
If this doesn't work, then you need to dispute it with the credit bureaus by making continuous calls. If you are able to dispute it then it shows that you are serious. If you can show it to them that if you are in good standing, you will make it sure not to make any late payments and you can easily get it removed.

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